Switching your mortgage could save you 90 euro a month.

However a study has found that despite the savings only 1% of homeowners will switch their loan deal this year.

The figures from Daft Mortgages show those who do, will save an average of 8,900 euro over the next 4 years.

The firm's Paul Monahan says even those on fixed rates could now switch mortgage without facing any penalties...

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